Australian Unity Car Insurance

A range of great value car insurances to suit every budget. Call or get a quote today.

Comprehensive Cover - Competitive premium

Covers your car for loss or damage, as well as damage you may cause

Comprehensive Cover

This policy provides complete cover, regardless of the number of licensed drivers using the vehicle.

It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.


FOR NEW CARS – a new car replacement option

Insure your brand new car with Australian Unity within two years of purchase, and if it’s written off within the first four years of ownership or 100,000kms, whichever comes first, it’ll be replaced with a new one (conditions apply).


Our Other Car Insurance Policies

Third Party Only

This provides cover for damage you may cause to another person’s car or property, but does not cover your own car. Uninsured Driver Protection Cover is included under this policy.

Third Party Fire and Theft

This is an extension of the Third Party Only Policy, and provides cover if your car is stolen or damaged due to fire.

30+ Nominated Driver Cover

If you are a more experienced driver 30 years of age or over, and others under the age of 30 won’t be driving the car, you can nominate two drivers who are 30 years of age or over and take out a full comprehensive policy at a discounted price.

Competitive, convenient cover backed by QBE

From making your application to making a claim, Australian Unity ensures things are as straightforward as possible.

You can apply online or by phone. Flexible payment options include fortnightly, monthly or annual direct debit or credit card payments (excluding Diners Club).

Motor vehicle insurance is one of a comprehensive range of insurance solutions Australian Unity offers through our association with QBE Insurance.

Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service – that we’ve made it our general insurance provider.

This relationship enables us to deliver our members and clients with quality and value in insurance products, with the added convenience of having everything under the same roof.

Would you like to talk with someone regarding how you will benefit from our new underwriter QBE? Please call 1300 028 830

Other Important Information


How to claim

If you do need to make a claim, we won’t make you wade through paperwork. QBE has a 24-hour emergency claims number, and in most cases, you just need to provide details over the phone. Call us on

Financial Services Guides

It is important that you read the relevant Financial Services Guide (FSG) before acting on any advice or taking out an Australian Unity insurance product.

Selecting your excess

Your excess is the initial amount you have to pay yourself if you make a claim, and we offer variable excess. The higher the excess you choose, the lower the premium you’ll pay.

A range of ways to save

Click here to find out if you qualify for a discount in your premium

Did you know we can also get you a great deal on:


Life Insurance


Home Loans


Home & Contents Insurance


Travel Insurance


Landlord Insurance